Interest Free Credit

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General Information

Interest Free Credit
Don’t wait to make that special purchase – spread the cost with our amazing 0% APR over 12 or 24 months. Buy the perfect engagement ring, treat yourself or give the ultimate gift with no need to wait or save. It’s easy to apply online or in-store and there’s no waiting involved as you’ll get an instant decision from our retail finance partner Pay4Later. Take advantage of our great payment options on all jewellery purchases over £500 today:
Term Minimum Spend Minimum Deposit APR
12 Months £500 10% 0%
24 Months £500 10% 0%
36 Months £500 10% 12.9%

Don’t wait to make that special purchase – spread the cost with our amazing 0% APR over 12 or 24 months. Buy the perfect engagement ring, treat yourself or give the ultimate gift with no need to wait or save. It’s easy to apply online or in store and there’s no waiting involved as you’ll get an instant decision from our retail finance partner Pay4Later.

Take advantage of our great payment options on all jewellery purchases over £500 today:

Term

Minimum Spend

Minimum Deposit

APR

12 Months
£500
10%
0%
24 Months
£500
10%
0%

How To Apply

Online: Select ‘Finance Options’ from the checkout. Choose the 12 or 24 month term and deposit amount and click 'Check Rate' to preview the monthly installment before clicking ‘Proceed To Finance Application’. This will take you to a short form on the Pay4Later secure server and your finance decision.
In Store: Ask one of our friendly team about paying via finance.

Criteria

You must be over 18 years of age and a UK resident with at least 3 years continual address history. You must be in full time employment, unless retired or a house person with a spouse in full time employment. You must have a UK bank account capable of accepting direct debits. The goods must be delivered to your home address. A minimum deposit of 10% is required and is payable by credit or debit card upon acceptance. Credit is provided subject to status.

Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading Consumer Credit License: 0616240. For more information please refer to our frequently asked questions or visit www.pay4later.com
Moneyway is a trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit www.securetrustbank.com

 

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